QuickBooks alone, or a construction software connected to it? The guide for Quebec contractors

QuickBooks Online is a common accounting software, and your accountant may already work in it. The real question is not "QuickBooks or a construction ERP", but "QuickBooks alone, or QuickBooks with a construction software connected to it". This guide helps you decide based on your size, your contracts and your payroll.

What QuickBooks Online does well for a construction contractor

💡 Transparency: this article is written by the SubmitX team, which sells a construction software that syncs with QuickBooks Online. We are therefore both judge and party. The facts about QuickBooks come from Intuit's public pages, viewed on October 26, 2026. Found an error? Write to support@submitx.ca.

QuickBooks Online is a complete and widely used accounting software. According to its Canadian pricing page, it covers invoices and payments, sales taxes, reports, bank connections and access for your accountant. The Plus plan adds project profitability, time tracking, budgeting and inventory tracking.

Where QuickBooks alone reaches its limits in construction

QuickBooks is designed for accounting, not for running a job site. The limits show up before the invoice.

The quote

Preparing a quote by trade, with materials, labour, margin and conditions, then having the client sign it: that is not the role of an accounting software. The Canadian pricing page does not mention a construction quoting module.

CCQ payroll

QuickBooks payroll is general Canadian payroll. We found no mention of the CCQ (Commission de la construction du Québec: rates by trade and sector, monthly report) on the pricing page we viewed. For crews covered by the CCQ, see CCQ payroll in a software and the CCQ 2026 guide.

Progress billing and holdbacks

We did not find progress billing or holdbacks on the Canadian pricing page. Test them during the trial with a real contract. Reminder: on a private contract, the holdback depends on the contract, and the Civil Code sets no percentage (details).

The job site

Schedule, tasks, daily reports, photos, RFIs, deficiencies, crew time tracking: none of this is what an accounting software is for. This information often ends up in Excel, text messages and notebooks.

Public tenders

Monitoring SEAO (Quebec's public tender system) is not an accounting function. See the SEAO guide.

When QuickBooks alone is enough

In that case, adding a construction ERP would probably be premature. Keep QuickBooks and a good quote template (free template).

When to connect a construction software to QuickBooks

A few signs it is time to move to the next step:

The principle: the construction software handles everything that comes before accounting (quote, project, hours, invoices), then transfers invoices and payments to QuickBooks, where your accountant keeps working. They are complements, not competitors.

Examples of software that connects to QuickBooks Online

QuickBooks alone or QuickBooks + construction software: table

NeedQuickBooks Online aloneQuickBooks + SubmitX
Accounting, reports, bankingYesYes (stays in QuickBooks)
Invoices and paymentsYesCreated in SubmitX, synced
GST/QSTSales taxesCalculated automatically on quotes and invoices
Construction quoteNot mentioned on the pricing pageYes, AI draft approved by you
Client signatureNot mentionedClient portal with signature
Progress billing and holdbacksNot found on the pricing pageYes
CCQ payrollNot mentioned (optional Canadian payroll)Yes
Job site managementProjects and time (Plus)Gantt, tasks, reports, photos, RFIs, deficiencies
SEAO monitoringNoYes
Starting monthly cost$20 to $220 CAD at regular priceQuickBooks price + SubmitX price on request

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Who is it for?

QuickBooks alone is a better fit if…

QuickBooks + SubmitX is a fit if…

How to test it without risk

1

Start with the Free plan or the trial

SubmitX has a permanent Free plan and a 7-day trial of the paid plans, with no card.

2

Connect a working copy

If possible, test the sync on a test period or a test client, with your accountant.

3

Redo three recent contracts

One quote, one progress invoice with a holdback and one change order. Compare the amounts with what you actually billed.

4

Validate with your accountant

Check the tax, holdback and payment accounts in QuickBooks after the sync.

See Pricing, the features and construction ERP or Excel.

Frequently asked questions

Is QuickBooks Online suited to construction?

For accounting, yes: invoices, taxes, reports and projects (Plus plan). For quoting, CCQ payroll and job site management, we did not find a dedicated module on its Canadian pricing page (October 26, 2026).

Does QuickBooks do CCQ payroll?

QuickBooks Online payroll is offered as an option ($30, $55 or $80 per month plus a fee per employee). We found no mention of the CCQ on the pricing page we viewed.

How much does QuickBooks Online cost in Canada?

At regular price in CAD per month: Lite $20, Démarrage $30, Plus $110, Advanced $220, according to the pricing page viewed on October 26, 2026. A 90% promotion for 6 months was shown there.

Do I have to give up QuickBooks to use SubmitX?

No. SubmitX syncs with QuickBooks Online: you manage quotes, projects and invoices in SubmitX, and the accounting stays in QuickBooks.

Does a construction ERP replace the accountant?

No. It prepares cleaner data (invoices, taxes, holdbacks, hours), but bookkeeping, filings and advice remain your accountant's work.

Sources consulted

Public vendor pages viewed on October 26, 2026. Prices and features change often: check the vendor's site before you decide. Found an error? Write to support@submitx.ca and we will correct it.

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